1: 1. Start Early 2. Create a Budget 3. Understand Social Security
2: 4. Maximize Retirement Accounts 5. Plan for Healthcare Costs 6. Consider Long-Term Care
3: 7. Assess Your Retirement Goals 8. Evaluate Investment Options 9. Review Your Estate Plan
4: 10. Seek Professional Advice 11. Continuously Monitor Your Plan 12. Adjust for Life Changes
5: 13. Choose Retirement Age 14. Calculate Your Retirement Expenses 15. Diversify Your Investments
6: 16. Minimize Debt Before Retirement 17. Estimate Your Retirement Income Needs 18. Plan for Inflation
7: 19. Factor in Pension and Social Security 20. Consider Working Part-Time in Retirement 21. Understand Withdrawal Rules and Penalties
8: 22. Reassess Your Plan Regularly 23. Understand Tax Implications 24. Consider Roth Conversions
9: 25. Be Prepared for Market Volatility 26. Designate Beneficiaries 27. Enjoy Your Retirement Years